Savings and CD Accounts

One of the best ways to put your dollars to work for you is with a Millville Savings program. With so many methods of saving to choose from, you may find that more than one account fits into your savings plan!

Statement Savings

$100 minimum to open and maintain to avoid a monthly service charge of $5. Earn interest on balances of $100 or more. Receive easy-to-read monthly statements and you can have your checks directly deposited. Use our Internet and Telephone banking to make transfers between your accounts. Make transfers at our ATM machines between all accounts linked to your ATM/Debit Card.  ATM fees may apply when using non-bank owned ATMs. 

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Super Savings

An easy-to-read monthly statement, this Savings Account is a tiered account. A minimum of $1,000 is required to open the account and maintain to avoid a monthly service charge of $10.00. 

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Certificate of Deposits

Earn higher interest without higher risk.

Whether it's short-term growth or long-range investments you're after, Millville Savings has a variety of account options to fit your goals. And the competitive rates to achieve them. Choose the term that's right for you anywhere from 3 months to 7 years. Deposit as little as $1,000 and lock the rate in for the full term of the investment. All terms one year or longer are available for your Millville Savings Individual Retirement Account.  Penalties imposed for early withdrawal.  Accounts automatically renew at maturity.  Customers have 10 calendar days from the maturity date to withdraw funds without being charged a penalty.

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IRA Accounts

Individual Retirement Accounts: Millville Savings offers a choice of IRAs.

  • Roth IRA - Contributions to this new IRA cannot be deducted from current income taxes, but earnings grow tax-deferred and withdrawals after five years or at 59-1/2 years of age are tax-free.
  • Traditional IRA - This IRA offers higher income limits for tax deductions and IRS penalty-free withdrawals for education expenses or purchasing a first home.

Christmas or Vacation Club

These specialized club accounts will help you set aside money for holidays and other special occasions. The minimum deposit required to open a club account is $5.00. 

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The Christmas club checks will be mailed in October. Vacation Club checks will be mailed in April.