NOW Checking Account

  • Unlimited check writing privileges
  • Paid checks are not returned
  • $100 minimum balance to open account
  • $300 minimum balance to avoid service charge
  • Pays interest
  • Free Debit Card transactions
  • Free ATM card transactions if used at a Millville Bank ATM machine
  • Free Internet Banking/Bill Pay, Mobile, & Telephone Banking

Freedom Checking Account

  • $100 minimum balance to open account
  • Free Debit/ATM card
  • Free Checks for the life of the account
  • Free Internet Banking/Bill Pay, Mobile, & Telephone Banking
  • No service charges

New Jersey Consumer Checking Account

  • Minimum of $50.00 deposit to open account
  • Account must maintain a minimum balance of $1.00 to remain active
  • We reserve the right to limit you to eight withdrawals or checks per month; additional transactions may incur a fee of $.50 per item.
  • Unlimited number of deposits
  • Monthly service charge $3.00
  • There is a nominal charge for check printing

Statement Savings

  • $100 minimum to open and maintain to avoid a monthly service charge.
  • Earn interest on balances of $100 or more.
  • Receive easy-to-read monthly statements and you can have your checks directly deposited.
  • Free use of our Internet, Mobile, or Telephone banking to make transfers between your accounts

Super Savings

  • A minimum of $1,000 is required to open the account and maintain to avoid a monthly service charge
  • An easy-to-read monthly statement
  • Tiered interest rate structure; $1,000 minimum to earn interest
  • Free Internet Banking/Bill Pay, Mobile, & Telephone Banking

Money Market Account

The Money Market Checking account has been designed for customers who prefer to maintain a substantial account balance in an extremely competitive interest-bearing account. The product offers a tiered interest rate structure and easy access to the funds.  Unlike CDs, this product offers complete liquidity. Access your funds by simply writing a check.  Interest paid on full balance at the rate that corresponds to that tier

  • Can make six (6) transactions from your account, checks or withdraws in excess of six (6) will be $5.00 each
  • Free Internet Banking
  • Free Bill Pay services
  • Free Bank-by-phone
  • $2,500 minimum balance to avoid $10.00 service charge

Business Checking

Millville Savings offers checking account service to businesses that are very flexible and adapt well to your type of business. The service charge is based on the balances maintained, the number of checks written and deposits made.

Features Include:

  • Monthly statement
  • Copies of paid checks are returned
  • Free Internet banking
  • Free Bill Pay services
  • Free Bank by Phone services

You will receive a .20% interest on the balances maintained for the statement period. If the balance is insufficient to offset the activity charges, the difference will be charged to the account as a service charge.  Individual service charges are applied as follows:

  • $9.00 monthly service charge
  • $ .12 per deposit
  • $ .17 per check

Business Savings

Monthly minimum service fee  of $10.00 if the daily balance drops below $500 any day of the month. $500 minimum to earn interest.

  • Monthly statement
  • Free Internet banking
  • Free Bill Pay services
  • Free Bank by Phone services

Certificates of Deposit

  • Minimum $1,000
  • The interest rate for your account will be paid until the maturity date of your certificate.
  • Interest is compounded quarterly and will be credited to your account quarterly.
  • Interest begins to accrue on the business day you deposit cash or noncash items.
  • This account will automatically renew at maturity. You will have ten (10) calendar days from the maturity date to withdraw your funds without being charged a penalty.
  • After account is opened, you may not make deposits into this account until the maturity date.
  • Interest can remain in account for compounding or be withdrawn by interest check or transferred to another account on deposit here.
  • We use the daily balance method to calculate the interest on your account.  This method applies a daily periodic rate to the principal in the account each day.
  • If any of the deposit is withdrawn before the maturity date, a penalty as shown below will be imposed which could result in partial loss of principal.

Term Early Withdraw Penalty

91-182 days    3 months interest

1 – 7 year        6 months interest

We reserve the right to obtain information from a third party of our choosing in regard to your previous account history.

We are under no obligation to establish an account for you.

We reserve the right to terminate your account, if in our opinion it is not being conducted in accordance with our rules and regulations.

These terms may not be all encompassing; refer to your account agreement at account opening for full disclosure of terms and conditions.